:root {
  color-scheme: light;
  --ink: #172026;
  --muted: #58656f;
  --line: #d7dde2;
  --paper: #f7f8f6;
  --white: #ffffff;
  --green: #1f6f5b;
  --gold: #b58a2a;
  --blue: #1b4d70;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Arial, Helvetica, sans-serif;
  line-height: 1.5;
}

a {
  color: inherit;
}

.site-header {
  min-height: 72px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 18px clamp(18px, 5vw, 72px);
  border-bottom: 1px solid var(--line);
  background: rgba(247, 248, 246, 0.94);
  position: sticky;
  top: 0;
  z-index: 5;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  font-weight: 800;
}

.brand-mark {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  background: var(--green);
  color: var(--white);
  font-size: 13px;
}

nav {
  display: flex;
  gap: clamp(14px, 3vw, 32px);
  color: var(--muted);
  font-size: 15px;
}

nav a {
  text-decoration: none;
}

.hero,
.section,
.split,
.contact,
footer {
  padding: clamp(42px, 7vw, 88px) clamp(18px, 5vw, 72px);
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(320px, 0.95fr);
  gap: clamp(28px, 6vw, 78px);
  align-items: center;
  min-height: calc(100vh - 72px);
  background:
    linear-gradient(120deg, rgba(31, 111, 91, 0.08), transparent 42%),
    radial-gradient(circle at 88% 18%, rgba(181, 138, 42, 0.14), transparent 28%),
    var(--paper);
}

.eyebrow {
  margin: 0 0 12px;
  color: var(--green);
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 0;
  text-transform: uppercase;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1 {
  max-width: 760px;
  font-size: clamp(42px, 7vw, 82px);
  line-height: 0.98;
  letter-spacing: 0;
  margin-bottom: 22px;
}

h2 {
  max-width: 760px;
  font-size: clamp(28px, 4vw, 44px);
  line-height: 1.08;
  letter-spacing: 0;
  margin-bottom: 18px;
}

h3 {
  font-size: 22px;
  margin-bottom: 10px;
}

.lead {
  max-width: 650px;
  color: var(--muted);
  font-size: clamp(18px, 2vw, 22px);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 30px;
}

.button {
  min-height: 46px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 18px;
  background: var(--green);
  color: var(--white);
  text-decoration: none;
  font-weight: 800;
  border: 1px solid var(--green);
}

.button.secondary {
  background: transparent;
  color: var(--ink);
  border-color: var(--line);
}

.risk-panel {
  background: var(--white);
  border: 1px solid var(--line);
  padding: clamp(22px, 4vw, 42px);
  box-shadow: 0 24px 70px rgba(23, 32, 38, 0.11);
}

.panel-top {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  color: var(--muted);
  margin-bottom: 28px;
}

.panel-top strong {
  color: var(--blue);
}

.meter {
  height: 16px;
  background: #e6eae7;
  overflow: hidden;
  margin-bottom: 28px;
}

.meter span {
  display: block;
  width: var(--value);
  height: 100%;
  background: linear-gradient(90deg, var(--green), var(--gold));
}

.review-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  border-top: 1px solid var(--line);
  border-left: 1px solid var(--line);
}

.review-grid div {
  min-height: 104px;
  padding: 18px;
  border-right: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.review-grid span,
address span {
  display: block;
  color: var(--muted);
}

.review-grid strong {
  display: block;
  margin-top: 8px;
  color: var(--ink);
}

.section {
  background: var(--white);
}

.cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1px;
  border: 1px solid var(--line);
  background: var(--line);
}

article {
  min-height: 260px;
  background: var(--white);
  padding: 28px;
}

.icon {
  display: inline-grid;
  place-items: center;
  width: 44px;
  height: 44px;
  margin-bottom: 34px;
  background: #eaf1ed;
  color: var(--green);
  font-weight: 800;
}

article p,
.split p,
.contact p,
footer p {
  color: var(--muted);
}

.split,
.contact {
  display: grid;
  grid-template-columns: minmax(0, 0.8fr) minmax(300px, 1.2fr);
  gap: clamp(24px, 6vw, 80px);
  align-items: start;
  border-top: 1px solid var(--line);
}

.split p,
.contact p {
  font-size: 19px;
}

.contact {
  background: #eef2ef;
}

address {
  display: grid;
  gap: 10px;
  font-style: normal;
  font-size: 20px;
}

address a {
  font-weight: 800;
  text-decoration: none;
}

footer {
  padding-top: 28px;
  padding-bottom: 28px;
  border-top: 1px solid var(--line);
}

footer p {
  margin: 0;
  max-width: 920px;
  font-size: 14px;
}

@media (max-width: 820px) {
  .site-header {
    align-items: flex-start;
    flex-direction: column;
  }

  .hero,
  .split,
  .contact {
    grid-template-columns: 1fr;
  }

  .hero {
    min-height: auto;
  }

  .cards {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 480px) {
  nav {
    width: 100%;
    justify-content: space-between;
  }

  .hero-actions {
    flex-direction: column;
  }

  .button {
    width: 100%;
  }

  .review-grid {
    grid-template-columns: 1fr;
  }
}